Such examples can think of many, but the main idea, implicit in the concept GEMINI miniBank – a focus on personal interests of the client, but not to the detriment of his bank. We believe that this is so and should be an application for the PMF: extremely comfortable, extremely customizable, not overloaded with unnecessary features and options, but if necessary, providing the maximum of details of products and banking services and its partners – this client at this time, at a given point of the globe. PMF-cell bank should be another client, even if affiliated with the bank. So, what can you advise the bank that wants to survive and developed in the era of Web 2.0? We believe that the bank should choose the channels of banking services that best meet its development strategy and target customer segments, and implement appropriate channels single integrated multi-channel front-office banking services (eg, it can be channels of automation offices, the Internet channel, and mobile channels that are present in a multichannel system GEMINI Front Office). If the bank's strategy is to attract and retain retail customers, relating to the most active members of Generation X and the financial perspective of Generation Y, should certainly pay attention to channels Mobile Bank. In this passive SMS-channel (warning) is a de facto mandatory part of a multi-channel DBS system (due to convenience and efficiency of one-time SMS-password to confirm transactions in other channels, and notification of changes to account balances have become a familiar part of life), but the other channels should be approached seriously. If the bank has a strong partner with mobile operators, it makes sense to think about USSD-channel. However, if a bank wants to attract the most active, forward-looking, financially secure clients, be sure to provide a solution for high-end mobile phones, smartphones and PMF. In this case, you can quickly and inexpensively implement the standard solution for mobile browsers (eg, GEMINI iMobile Banking) just to enter the market, and in parallel – a vendor with a unique, recognizable, corresponding to the brand and the bank's strategy for the solution PMF-device. Only in this case, the bank will not lose face and give the client a personal and mobile assistant and friend, and what should be an application for the PMF-phones.
Russia in the xx century has gone through very many events, most of them, sad and tragic. Consequences of wars, revolutions, coups and regimes will long be overcome by the multinational people of Russia. In the 90 years the country was on the verge of collapse, chaos and total collapse, which fits into the plans of Western politicians. Even there is a plan section of the former ussr among several countries that are going to thrive even 100 years from resources in Russia. Who wants to read about it here is the link. But this delusional plans were not realized.
Besides Russia over the last decade could be restored in most areas of development, both in economically and internationally. And that, by and large, of many of the so-called Western elites, does not satisfy, and annoying, they are more dear to Russia is weak, managed and . So do not have illusions, that we will selflessly help to rejoice from the heart of our success. Difficult test for Russia will overcome global financial crisis. If there were more integrated into the global economy and there was no accumulated reserves financial cushion, the problems would have arisen much more. Recently, both the president and prime minister are virtually on manual management of the economy, they have quickly intervene in the decision of many current financial and economic problems, both in the public sector and private business. Normal a situation can not be called because the decision arising issues relating to the whole society, are given to one of two people, even if it's Putin or Medvedev, by the way, personally I highly respected.
In those moments part with cutting-edge theories about what is the teaching of human being, consciousness, human communities, schools, curriculum, it redefines what education for the twenty-first century, so that facilitate the deal between teachers and pupils and a better acquisition of knowledge, creative, having freedom of speech, proposal and contribute to better learning relationship with the cooperation and collaboration of both parties to make a better comprehensive visioning process considering the environment and in turn respond to the demands of the productive sector of the next professional. The perception of holons of the new holistic education is seen as the composite capacity of adaptation, transcendence and dissolution, Holarctic emerge for their ability to self-transcendence, each emergent holon transcends and includes the predecessors, and so on. The twenty-first century pop culture is the result of having lived for three centuries, a model of civilization based on the principles and values of the conventional mechanistic science we are living today, widespread destruction of the planet's natural resources such as logging, livestock endangered, polluted air in cities such as natural habitat rampant pollution of aquifers, destruction of species of animals, genetic alterations of insects, returning altered virus after it has been controlled and diseases such as AIDS that are now a problem and a challenge for the human race and the extermination the planet, as well as international conflicts and the struggle of power and arms sales, control and independence from the yoke of global dominant economic group in each country, problems of corruption, dehumanization, deep alarming increase in depression, stress and other disorders in children and young as he says, indicates that we live in a chaotic point in the history of mankind, speaking of a crisis that is as much a conflict as an opportunity. .